.cardbkg h3 {
  padding-bottom:0px;
  margin-top:-10px;
  margin-left:15px;
}


.cardbkg h3,.cardbkg ul{
  line-height:27px;
  margin-left:10px;
}

.cardbkg ul{
  margin-top:3px;
  margin-bottom:8px;
}

.cardbkg h2{
  margin-top:5px;
}